Mobile Phone Insurance

Insurance Product Information Document

Company: UK General Insurance Limited

Product: CoverMe4 Mobile Phone Lite Cover

CoverMe4 is a trading name of Citymain Administrators Limited and is authorised and regulated by the Financial Conduct Authority. Registration Number 306535. This insurance is underwritten by UK General Insurance Limited on behalf of Watford Insurance Company Europe Limited who is authorised and regulated by the Gibraltar Financial Services Commission under incorporation number 112869. UK General Insurance Limited is authorised and regulated by the Financial Conduct Authority. Registration Number 31010

The sum insured and limits, as confirmed in your quote, Policy Booklet and Policy Schedule
Accidental damage
Breakdown
Accessories up to £150

Any loss or theft of the mobile phone.
Any claim where the policy excess has not been paid.
Any mobile phone where you cannot provide proof of purchase, proof of exchange or proof of warranty as appropriate.
Any damage or liability where your mobile phone is sent through the post if it has not been sent securely packaged and by registered mail.li>
Any kind of damage whatsoever unless the damaged mobile phone is provided for repair.
Any accidental damage or breakdown claim where the IMEI/Serial number cannot be determined from your mobile phone.
Cosmetic damage to your mobile phone.
Any claim for any device not listed as a mobile phone, including, but not limited to drones (an unmanned aircraft or ship guided by remote control or onboard computers.)

You must be a permanent resident within the UK and must own the mobile phone.
There is an excess to be paid on each and every claim made on your mobile phone.
Cover is limited to the mobile phone and excludes any accessories not damaged or stolen at the same time as your mobile phone.
Cover outside of the United Kingdom is for up to 90 days in any rolling 12-month period

Your policy will cover your Mobile Phone or Tablet within the UK or the Isle of Man during the period of cover.
We will also cover your Mobile Phone or Tablet for up to a maximum of 90 days anywhere in the world in any one period of cover.
However please note that all claims administration, repairs and/or replacement will take place in the UK only, the Channel Islands or the Isle of Man only.

You must provide full and accurate information to all questions asked. Your answers must be true to the best of your knowledge and belief. Your answers will form part of the statement of facts on which your policy will be based.
If you become aware that information you have given to us is inaccurate or has changed, you must inform us as soon as possible. Failure to do this may invalidate your policy and claims may not be paid
All claims must be notified as soon as possible after the event which causes you to submit a claim.
You must follow our claims process which can be found in your policy documentation.

You can pay your premium annually or monthly by credit card or debit card or as a monthly direct debit instruction.

Your cover will start and end on the dates stated in your policy documents.

You have the right to cancel this policy within 14 days of the date you purchased the policy or when you received the policy documents if this is later. You do not need to provide a reason for cancellation, and we will provide a full refund of any premium paid, unless you have made a claim or there has been an incident likely to result in a claim.
You may cancel this policy at any time after the initial 14-day cooling-off period. If you pay your premium monthly in advance on a monthly rolling basis and you cancel this policy after the 14-day cooling-off period, there will be no refund of premium because you will only have paid for the cover you have already received.
If you have an annual policy for which you pay an annual premium once a year and you cancel this policy after the 14-day cooling-off period, provided no claim has been made, you will receive a proportionate refund of the annual premium you have paid.

Mobile Phone Insurance

Insurance Product Information Document

Company: UK General Insurance Limited

Product: CoverMe4 Mobile Phone Standard Cover

The sum insured and limits, as confirmed in your quote, Policy Booklet and Policy Schedule
Accidental damage
Breakdown
Theft
Accessories up to £150

Any claim where the policy excess has not been paid.
Any theft claims unless a Police incident reference number is provided in support of the theft.
Any claim for loss of the mobile phone
Any claim for a theft of your mobile phone left unattended in a public place or a place to which the public has regular access to
Any theft of the mobile phone from the person unless force, pickpocket or threat of violence is used
Any theft of your mobile phone from any motor vehicle between 22.00 hours and 06.00 hours
Any mobile phone claim where the proof of usage is not provided.
Any mobile phone where you cannot provide proof of purchase and proof of exchange
Theft claims where the mobile phone has been stolen from any premises unless force, resulting in damage to the premises was used to gain entry by violent and forcible entry.
Any theft, damage or liability where your mobile phone is sent through the post if it has not been sent securely packaged and by registered mail.
Any kind of damage whatsoever unless the damaged mobile phone is provided for repair
Any accidental damage or breakdown claim where the IMEI/Serial number cannot be determined from your mobile phone
Cosmetic damage to your mobile phone

You must be a permanent resident within the UK and must own the mobile phone.
There is an excess to be paid on each and every claim made on your mobile phone.
Cover is limited to the mobile phone and excludes any accessories not damaged or stolen at the same time as your mobile phone.
Cover outside of the United Kingdom is for up to 90 days in any rolling 12-month period

Your policy will cover your Mobile Phone or Tablet within the UK or the Isle of Man during the period of cover.
We will also cover your Mobile Phone or Tablet for up to a maximum of 90 days anywhere in the world in any one period of cover.
However please note that all claims administration, repairs and/or replacement will take place in the UK only, the Channel Islands or the Isle of Man only.

You must provide full and accurate information to all questions asked. Your answers must be true to the best of your knowledge and belief. Your answers will form part of the statement of facts on which your policy will be based.
If you become aware that information you have given to us is inaccurate or has changed, you must inform us as soon as possible. Failure to do this may invalidate your policy and claims may not be paid
All claims must be notified as soon as possible after the event which causes you to submit a claim.
You must follow our claims process which can be found in your policy documentation.

You can pay your premium annually or monthly by credit card or debit card or as a monthly direct debit instruction.

Your cover will start and end on the dates stated in your policy documents.

You have the right to cancel this policy within 14 days of the date you purchased the policy or when you received the policy documents if this is later. You do not need to provide a reason for cancellation, and we will provide a full refund of any premium paid, unless you have made a claim or there has been an incident likely to result in a claim.
You may cancel this policy at any time after the initial 14-day cooling-off period. If you pay your premium monthly in advance on a monthly rolling basis and you cancel this policy after the 14-day cooling-off period, there will be no refund of premium because you will only have paid for the cover you have already received.
If you have an annual policy for which you pay an annual premium once a year and you cancel this policy after the 14-day cooling-off period, provided no claim has been made, you will receive a proportionate refund of the annual premium you have paid.

Mobile Phone Insurance

Insurance Product Information Document

Company: UK General Insurance Limited

Product: CoverMe4 Mobile Phone Premium Cover

The sum insured and limits, as confirmed in your quote, Policy Booklet and Policy Schedule
Accidental damage
Breakdown
Theft
Accidental Loss
Accessories up to £150

Any claim where the policy excess has not been paid.
Any theft claims unless a Police incident reference number is provided in support of the theft.
Any claim for a theft of your mobile phone left unattended in a public place or a place to which the public has regular access to
Any theft of the mobile phone from the person unless force, pickpocket or threat of violence is used
Any theft of your mobile phone from any motor vehicle between 22.00 hours and 06.00 hours
Any mobile phone claim where the proof of usage is not provided.
Any mobile phone where you cannot provide proof of purchase and proof of exchange
Theft claims where the mobile phone has been stolen from any premises unless force, resulting in damage to the premises was used to gain entry by violent and forcible entry.
Any theft, damage or liability where your mobile phone is sent through the post if it has not been sent securely packaged and by registered mail.
Any kind of damage whatsoever unless the damaged mobile phone is provided for repair
Any accidental damage or breakdown claim where the IMEI/Serial number cannot be determined from your mobile phone
Cosmetic damage to your mobile phone

You must be a permanent resident within the UK and must own the mobile phone.
There is an excess to be paid on each and every claim made on your mobile phone.
Cover is limited to the mobile phone and excludes any accessories not damaged or stolen at the same time as your mobile phone.
Cover outside of the United Kingdom is for up to 90 days in any rolling 12-month period

Your policy will cover your Mobile Phone or Tablet within the UK or the Isle of Man during the period of cover.
We will also cover your Mobile Phone or Tablet for up to a maximum of 90 days anywhere in the world in any one period of cover.
However please note that all claims administration, repairs and/or replacement will take place in the UK only, the Channel Islands or the Isle of Man only.

You must provide full and accurate information to all questions asked. Your answers must be true to the best of your knowledge and belief. Your answers will form part of the statement of facts on which your policy will be based.
If you become aware that information you have given to us is inaccurate or has changed, you must inform us as soon as possible. Failure to do this may invalidate your policy and claims may not be paid
All claims must be notified as soon as possible after the event which causes you to submit a claim.
You must follow our claims process which can be found in your policy documentation.

You can pay your premium annually or monthly by credit card or debit card or as a monthly direct debit instruction.

Your cover will start and end on the dates stated in your policy documents.

You have the right to cancel this policy within 14 days of the date you purchased the policy or when you received the policy documents if this is later. You do not need to provide a reason for cancellation, and we will provide a full refund of any premium paid, unless you have made a claim or there has been an incident likely to result in a claim.
You may cancel this policy at any time after the initial 14-day cooling-off period. If you pay your premium monthly in advance on a monthly rolling basis and you cancel this policy after the 14-day cooling-off period, there will be no refund of premium because you will only have paid for the cover you have already received.
If you have an annual policy for which you pay an annual premium once a year and you cancel this policy after the 14-day cooling-off period, provided no claim has been made, you will receive a proportionate refund of the annual premium you have paid.

TCL 20 SE Dual SIM Nuit Black 64GB, 4GB RAM

Sorry - this product is no longer available

Out of stock

£0.00

OS	Display size	Capacity	Camera resolution
Android 11	6.82 in	256GB	48 Megapixels

Never have to choose between the apps you enjoy with Floating Window Mode that lets you multitask. Dual speakers and Hi-Res Audio create immersive audio that pulls you in, while an array of viewing modes gives you comfortable viewing in any environment.

TCL 20SE

An expansive 6.82-inch V-notch display provides you maximum screen for streaming.
Never have to choose between the apps you enjoy with Floating Window Mode that lets you multitask. Dual speakers and Hi-Res Audio create immersive audio that pulls you in, while an array of viewing modes gives you comfortable viewing in any environment.

NXTVISION visual enhancement

NXTVISION visual technology transforms color, contrast and clarity in real time for visuals filled with life.

Captivating cinema experience
Watch in captivating quality anywhere with TCL 20 SE. Its 6.82-inch V-notch display shows your media at its fullest with a 90% screen-to-body ratio¹ and 20.5:9 aspect ratio for optimum viewing in a slim form.

Dynamic video
Take your viewing to the next level with TCL 20 SE. NXTVISION SDR-to-HDR enhancement lets you see all video in HDR quality with rich contrast and detail no matter the source.

Sunlight Display
See clearly while you're soaking up rays with Sunlight Display. It enhances brightness for sharp visibility even in direct sunlight, so you can read and watch clearly in the great outdoors without having to squint or find shade.

Enjoy everything you love with TCL 20 SE's Floating Window Multitasking.
It lets you effortlessly swipe an app into a floating window, so you're free to stream, browse or message simultaneously. Infinitely adjustable, you can move your floating window, switch between horizontal and vertical layouts or minimize it to an icon with notifications so it's always right where you need it.

Hi-Res Audio & dual speakers
Surround yourself with sound using TCL 20 SE's Hi-Res Audio³ and dual speakers
Paired with TCL 20 SE's horizontally aligned design, its dual speakers bring you into your movies and music while ensuring it's never muffled. Hi-Res Audio let you listen in sharply defined studio quality so you never miss a detail.
Advanced comfort
Always view comfortably in any environment with TCL 20 SE.
Eye Comfort Mode reduces harmful blue light for easy viewing. Reading
Mode creates display settings to comfort your eyes during your longest
reads. Dark Mode lets you view without strain night or day.
Shoot high-definition images effortlessly with an intelligent 16MP AI
Camera and capture a variety of perspectives with Macro, Depth and
Super Wide-Angle Cameras.
Put the finishing touches on your images with AI photo enhancement
including AI Color Portrait and Sky Enhancement.
Night sky splendor
Shine with the essence of the night sky with TCL 20 SE.
Its horizontally aligned design in Aurora Green and Nuit Black captures
the sweeping splendor of the night sky with dual nano photoetching
patterning that shimmers like the aurora and stars in the darkness.
Enhanced widescreen design
TCL 20 SE is specially designed with you in mind.
Its horizontally aligned design complements how you use your phone
each day for a comprehensively enhanced experience. View your
movies, games and other media comfortably in widescreen with
TCL 20 SE's horizontally aligned features and enjoy clear, immersive
audio with its horizontally mounted dual speakers that bring you into
the viewing experience.

360° comfort
Always have a comfortable grip with TCL 20 SE.
A slim, curved frame, embedded crystalline-covered AI Quad-Camera and an uninterrupted 360° polish that's completely smooth in the hand.
A 5000mAh battery lets you enjoy your movies, music and browsing for hours on a single charge, while on-the-go reverse charging lets you power up all your other devices.
Multitask with the powerfully smooth performance of a Qualcomm® Octa-Core processor and protect your privacy with comprehensive privacy tools.

5000mAh battery
Enjoy entertainment for hours on a single charge with TCL 20 SE's powerful 5000mAh battery. Capable of lasting for up to 14 days on standby, it can power 17 hours of video playback, 60 hours of music or 16 hours of 4G Web surfing so you can keep doing what you love.

Powerful processor
Harness powerfully smooth, stable performance to work or play with TCL 20 SE's Qualcomm® Octa-Core processor. It provides seamless multitasking that can handle your most demanding tasks for a supremely smooth experience.

Intelligent privacy protection
Use all your favorite apps while protecting your privacy with TCL 20 SE's Privacy Protection.
Sensitive Behavior Reminder keeps track of your app's activities and gives you notifications when sensitive activities occur. Security Log records activities, highlights sensitive ones and lets you easily adjust app authorizations. Personal Information Protection lets you provide empty personal information to apps, so you never have to disclose information you don't want to.

Fast access & authentication
TCL 20 SE's Face Key and fingerprint sensor provide you personalized authentication that let you unlock your phone with a glance or a tap.

Choose from one of the following three levels of cover. All premiums are inclusive of Insurance Premium Tax (IPT) at 12%.

Cover Level	Policy Details	Price
Lite	Includes Damage, Breakdown, Accessory Cover & Worldwide Cover	£3.58 per month
Standard	Includes Lite plus Theft, Unauthorised Network Use & Digital Wallet Protection	£3.63 per month
Premium	Includes Standard plus loss	£3.68 per month
No thanks, I'll risk it
Test Text Your Needs These insurances all suit the demands and needs of someone looking to cover their device against accidental damage and mechanical breakdown. Our Standard cover also includes protection against theft, and our Premium cover against both loss and theft. This has not been personalised to you. Insurance Product Information Document (IPID) The IPID contains a summary of the cover including what is and isn't insured. Full policy documentation will be sent to you within 7 days if you choose to take insurance. By adding a level of insurance cover to your purchase you agree: - The insurance meets your demands and needs - You have read the IPID documents, and the sections titled 'What's insured' and 'What's not insured' - You understand the importance of the information contained within the Terms and Conditions and the IPID - You are over 18 years of age - You are a UK resident Terms & Conditions

Overview

TCL 20SE

NXTVISION visual enhancement

NXTVISION visual technology transforms color, contrast and clarity in real time for visuals filled with life.

Dynamic video
Take your viewing to the next level with TCL 20 SE. NXTVISION SDR-to-HDR enhancement lets you see all video in HDR quality with rich contrast and detail no matter the source.

Fast access & authentication
TCL 20 SE's Face Key and fingerprint sensor provide you personalized authentication that let you unlock your phone with a glance or a tap.